Commercial and investment
Invest with the numbers in hand
Plexes, income properties and commercial opportunities: before the emotion, we look at rents, expenses and potential.
Talk about my projectHow Andrew analyzes a building
- 01
Revenue
Current rents, leases in force, vacant units and market rents in the area.
- 02
Expenses
Taxes, insurance, energy, maintenance and a reserve for upcoming work.
- 03
Return
Net income, capitalization rate and gross rent multiplier, to compare buildings with each other.
- 04
Potential
What can be improved: below-market rents, unused space, targeted renovations.
- 05
Financing
Down payment, debt coverage ratio and financing options to confirm with your lender.
- 06
Offer and closing
Negotiation, due diligence (leases, inspection, documents) and follow-up to the notary.
Who it’s for
- A first plex to live in one unit and rent the others
- Investors growing their portfolio
- Owners who want to sell an income property
- Looking for commercial space or buildings
Frequently asked questions
What down payment for a plex?
It depends on the number of units, your situation and whether you live in the building. Your mortgage lender confirms what applies; Andrew helps you prepare your file.
How do I know if a building is profitable?
By comparing net income to the price and financing: capitalization rate, gross rent multiplier and cash flow after the mortgage payment. Andrew lays out these numbers before you offer.
Can Andrew sell my income property?
Yes. He prepares the income and expense statements and presents the building to buyers with the numbers they look for.
Let’s talk about your investment project
Buying, selling or just a question: Andrew answers you personally.